Acceptance of these terms
boatloanpaymentcalculator.com (the "Site") is operated by Boat Payment Calculator ("we," "us" or "our"). By accessing or using the Site, you agree to these Terms of Use. If you do not agree, please do not use the Site.
Informational use only
The Site provides calculators and educational content about boat financing for general informational purposes. The Site is not a lender, does not accept loan applications and does not make credit decisions.
Estimates are not offers
Calculator results are estimates based on the values you enter and a standard amortization formula. They do not constitute a financing offer, approval, commitment or guarantee. Actual rates, terms, payments, requirements, program availability and approval may vary and are determined by the lender. Results may not reflect taxes, fees, insurance or other costs unless you include them.
No financial, tax or legal advice
Content on the Site is general information and is not financial, investment, tax or legal advice. It does not take your individual circumstances into account. Before making a financial decision, consider consulting a qualified financial, tax or legal professional.
Third-party sites, including Vantage Recreational Finance
The Site contains links to third-party websites, including the financing application of Vantage Recreational Finance. When you follow such a link, you leave the Site. Third-party websites are governed by their own terms and privacy policies, and we are not responsible for their content, practices, products or decisions. Any application you submit to Vantage, and any resulting credit decision or loan agreement, is between you and Vantage.
Referral relationship and compensation
Boat Payment Calculator refers visitors to Vantage Recreational Finance through the Start Application links on the Site, and we may receive compensation from Vantage for those referrals. Boat Payment Calculator is not a lender, does not arrange or negotiate loans and does not receive or review your application. Calculators and guides are not adjusted based on that relationship.
Examples on the Site
Payment examples on the Site are hypothetical illustrations, not advertised terms or offers of credit. Each example states the assumptions it uses, such as the amount financed or the price and down payment, the annual percentage rate (APR) and the repayment term. Your actual down payment, APR, term and payment depend on the lender’s review and may differ.
Acceptable use
You agree not to misuse the Site, including by attempting to disrupt it, access it through automated means in a way that burdens it, gain unauthorized access to its systems, or use it for any unlawful purpose.
Intellectual property
The Site and its content, including text, graphics, calculators and code, are owned by or licensed to Boat Payment Calculator and are protected by intellectual property laws. You may view and use the Site for your personal, non-commercial use. You may not copy, reproduce, modify or distribute Site content without our prior written permission, except as permitted by law. Third-party names and trademarks belong to their respective owners.
Disclaimers
The Site is provided "as is" and "as available." To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose and non-infringement. We do not warrant that the Site will be uninterrupted, error-free or free of harmful components, or that any estimate will match the terms you are offered.
Limitation of liability
To the fullest extent permitted by law, Boat Payment Calculator and its affiliates will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, data or goodwill, arising out of or related to your use of, or inability to use, the Site or reliance on any estimate or content. Some jurisdictions do not allow certain limitations, so some of these limitations may not apply to you.
Indemnification
You agree to indemnify and hold harmless Boat Payment Calculator from claims arising out of your misuse of the Site or your violation of these terms, to the extent permitted by law.
Governing law
These terms are governed by applicable United States federal law and the laws of the state in which the Site’s operator is organized, without regard to conflict-of-law rules. Nothing in these terms limits any right you have under the consumer protection laws of your state of residence that cannot be waived by contract.
Changes to these terms
We may update these terms from time to time. When we do, we will change the effective date at the top of this page. Your continued use of the Site after changes take effect means you accept the updated terms.
Contact us
Questions about these terms can be sent through our contact page. See also our Privacy Policy.